Flood Zone Elevation Certificate Floor

Elevation certificates were first required for houses on property located in the fema 100 year flood zone and permitted after august 1 1980.

Flood zone elevation certificate floor.

The elevation certificate will take into account important factors like home location flood zone materials used in construction and lowest floor elevation. If your elevation certificate determines your lowest floor to be at risk of flooding. Your insurance agent will use the ec to compare your building s elevation to the base flood elevation bfe shown on the flood map being used for rating and determine the cost to cover your flood risk. The form used for certificates has changed significantly over the years.

The elevation certificate is required in order to properly rate post firm buildings which are buildings constructed after publication of the flood insurance rate map firm located in flood insurance zones a1 a30 ae ah a with bfe ve v1 v30 v with bfe ar ar a ar ae ar a1 a30 ar ah and ar ao. For example the ec shows the location of the building lowest floor elevation building characteristics and flood zone. We have on file thousands of certificates for nearly every house built since august 1980. The form is issued by the nfip and used by insurance agents to determine your flood insurance premiums.